All engagements begin with a complimentary introductory meeting. This is generally a 30 minute phone conversation, but in-person meetings can be arranged for local prospective clients. During the introductory meeting, we will discuss your circumstances and determine how I can best help you. You can explore the service offerings here, but it's not necessary to choose one before the initial meeting - we can talk more about which one is most appropriate. I live and work in Brooklyn, NY, but work virtually with clients all over the country.
Should you choose to move forward together, the next step is to connect your financial information to my financial portal. This secure website will allow me to perform various planning functions, and also allow you to consolidate all of the aspects of your financial life in one place. It also features secure storage, which can be used to upload sensitive documents to share with me. Specific information to be linked or uploaded will vary for everyone, but common ones are:
- Bank accounts
- Investment accounts, including employer plans and the choices available
- In-force insurance policies
- Outstanding liability (student loan, mortgage, personal loan, auto loan, credit card) accounts
- Tax returns
- Workplace benefit booklets
Need help getting all those together? No worries! We can easily schedule a Get Organized meeting, during which I will help you gather information and connect it correctly to the software. Once the information is shared, the review process begins. I reach out to you with any questions I have.
For one-time project clients, the process generally takes about two weeks from the time all the information is received, and we will schedule a review and presentation meeting. Assistance with implementing the recommendations is included in the fee, and can be scheduled as needed.
For ongoing retainer clients, we generally begin with a cash flow review, followed by meetings focused on specific topics like investments, insurance, or taxes over subsequent months. Of course, time-sensitive or urgent concerns take precedence.